Dan Ariely, famed Beahvioural Economist working with Lemonade, recently wrote on people’s motivation to save when they’re “automatically opted in”. In his post he cited research (December, 2015) on “Mobile-izing Savings With Defaults in Afghanistan” done by Michael Callen, Joshua Blumenstock, Tarek Ghani. The three of them have done extensive research in collaboration with Roshan, […]

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Every year I attempt to learn something new. I give myself an entire year to learn it and learn it right. Except, over the past couple years, I started off learning various topics but never followed through and dropped off mid way. Last years’ project was to learn python and automating the boring stuff. Then […]

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Transactions are at the very heart of an economy and Payments power those transactions. India’s Financial Sector has seen sweeping reforms post 1991, especially in the banking sector. However, the population is still largely under served when it comes to access to basic financial services. With emerging technologies and growth in telecom infrastructure, Financial services […]

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